If you are searching for a price estimate for double glazing, you should be aware of the benefits that double glazing provides. Double-glazed windows produce the insulation at a rate two times higher than single-glazed windows. The installation of double-glazed windows is becoming more common among homeowners throughout Sydney, and with good reason: there are a variety of advantages associated with using these windows. Because they are constructed with two panes of glass rather than a single one, double-glazed windows in Sydney are in a position to provide these significant advantages. These panes are separated from one another by a vacuum or an inert gas in conjunction with a desiccant, preventing condensation from forming. You can get such types of windows from over 127 providers in Sydney.
Greater Amount Of Insulation
Insulation may be improved by as much as forty percent with the installation of double-paned windows. Insulation is provided by an insulated sealed unit (IGU) that consists of two panes of glass, argon gas, and different tints and coatings. This IGU also prevents direct contact between the air within the building and the air outside the building.
Windows with a single pane of glass could be more efficient in preventing the transfer of temperature extremes between the interior and outside of a building. Thirty percent of the warm or cold air lost from a house or commercial building is believed to be due to temperature exchanges like these.
Lower Energy Bills
Because of its superior insulating properties, double-paned glass inherently results in cheaper monthly utility costs. Air conditioners and central heating systems can work less while keeping a building at a consistent temperature when double-paned windows are installed. This is because the loss of heat during the winter and coolness during the summer is reduced.
Increased Strictness Of Security
Regarding safety, windows with two layers of glass are preferable to those with only one. The internal beading between the two panes of glass in double-paned windows provides an additional layer of protection. The glass itself may be laminated or hardened to prevent entry. The frames of every single one of your double-paned windows are made of uPVC. The window frames are made of uPVC, inherently sturdy, and you weld all the connections to make them even more robust. The installation of windows with double glazing is an essential deterrent against anybody trying to kick in a window or break through it.
Reduced Background Noise
Are you interested in reducing the noise that may be heard in your business or home? Compared to windows with a single pane of glass, those with double glazing can reduce the amount of noise pollution by around two times. This implies that double-paned windows may make an atmosphere up to 80 percent quieter than previous windows with one pane of glass.
Increase The Value Of The Property
Double-paned windows in a home may raise its value since they improve the home’s energy efficiency and enhance its sense of safety. Additionally, the installation of double-paned windows adds value to the home, which not only looks nice but also makes the inside of the house safer. UV rays may enter a building via any window exposed to direct sunlight.
Conclusion
Double-glazed windows in Sydney, Australia, contain a few more parts than single-pane windows, but they are much easier to maintain. Both glass panes are hermetically sealed, preventing moisture and dust from penetrating areas that are difficult to access. In addition, the strong UPVC frames that surround the glass automatically repel dampness, do not rust, and do not need repainting at any point.
What do CarShield reviews have to say about the company?
CarShield extended warranties stand out by offering flexible payment options and month-to-month contracts, but is a CarShield extended warranty a good investment? To help you decide, our team has taken a close look at CarShield reviews, benefits, plans, and exclusions. We summarize everything you need to know in this article.
To make the best financial decision, we recommend getting a quote from at least three providers, as extended warranty prices vary based on vehicle age, your location, and other factors. Check out our review of the best extended car warranty companies to see our top recommendations.
We rate CarShield 4.2 out of 5.0 stars and recognize it for having the Best Value for 2022. CarShield is the most popular extended warranty company on the market, and its plans can cover vehicles up to 300,000 miles.
CarShield is an independent extended warranty provider with coverage for new and used cars. The company offers six types of warranty service plans, ranging from a basic drivetrain warranty to a plan comparable to a new car’s factory warranty. Used car warranties from CarShield can cover up to 300,000 miles, making CarShield a solid choice for high-mileage vehicles.
Founded: 2005
Headquarters: St. Peters, Missouri
Coverage options: Six levels of coverage, including a powertrain warranty, a bumper-to-bumper warranty, and a plan specially designed to cover high-tech electronics
On average, CarShield costs between $99.99 and $129.99 per month. What you pay depends on the type of plan you want and your vehicle condition. CarShield offers limited and unlimited terms with affordable payments compared to other extended auto warranty providers.
To get an idea of pricing, our review team reached out to CarShield for extended automotive warranty quotes on a few vehicles. The quotes below apply to plans with unlimited mileage and a $100 deductible. Each CarShield vehicle service contract requires one month’s payment to begin coverage.
How To Get A Quote From CarShield
To get a quote from CarShield, you can call the company or submit some quick information in an online form. If you request a quote online, a representative will call you to discuss your options. Factors such as mileage, service history, your current warranty coverage, and recent mechanical issues can impact the price or type of plan available to you.
During a phone call, you’ll learn about a coverage plan and monthly payments. While some of CarShield’s plans break up the cost over 24 months, most plans are monthly so you can keep the coverage as long as you choose.
According to CarShield reviews on Trustpilot, many customers find affordable monthly payments from the company. To see how much you would pay for extended warranty coverage, get a free quote from CarShield for your vehicle.
Does CarShield Have A Deductible?
The CarShield quotes we received included a $100 deductible per repair. You may find higher or lower deductibles, depending on the plan you select and your vehicle. Some extended warranty plans have a $0 deductible.
As mentioned, CarShield offers six general types of warranty service plans. These plans vary from basic coverage for the most important components to comprehensive coverage for the whole car. Take a look at some details described in the table below:
CarShield extended warranties are more accurately described as vehicle service contracts since the vehicle manufacturer doesn’t fulfill them. CarShield is a vehicle service contract broker, meaning another company administers its plans.
Note that CarShield’s vehicle service contracts only cover specific parts listed on the contract (except the Diamond plan, which lists excluded parts).
Sample contracts on CarShield’s website list American Auto Shield as the administrator, but contracts may use other administrators. This adds to the available options.
CarShield Extended Warranty Benefits
In addition to paying for covered repairs, all CarShield contracts include the following perks:
Emergency roadside assistance
Rental car reimbursement
Trip interruption reimbursement
Details such as reimbursement amounts may vary from contract to contract, depending on your state and contract administrator. These benefits are typical and come with most extended car warranties.
There are a few things to know about extended warranty plans from CarShield.
What To Do After A Breakdown
If you experience a breakdown, you can contact the roadside assistance provider outlined in your contract to get a tow to a repair shop. You can take your car to any shop authorized by the National Institute for Automotive Service Excellence (ASE®). There are over 30,000 across the country.
Make sure the auto repair shop calls a CarShield claims representative for authorization before performing any repairs. The only case when you can authorize a repair is when it’s an emergency after-hours. You’d have to foot the bill and have CarShield reimburse you in that situation.
If CarShield authorizes the repair, you’ll just pay the deductible to the shop. You can also get reimbursed up to $40 per day ($280 maximum) for a rental car if the shop needs to do more than four hours of work.
What Is Not Covered By A CarShield Extended Warranty?
CarShield plans don’t cover everything. Exclusions common to CarShield contracts are:
Repairs performed without prior authorization from the contract administrator
Damage caused by a lack of maintenance
Damage caused by acts of nature, theft, vandalism, or falling objects
Modifications to the vehicle
Misuses such as racing or off-road driving
Tampering with the odometer
Pre-existing mechanical issues
All these exclusions are common for factory warranties and third-party providers.
CarShield Waiting Period
CarShield plans have a standard waiting period of 20 days and 500 miles before coverage kicks in. This delay protects the company from paying for a repair the customer already knew about. Representatives can note what is wrong with your car when you sign up for an extended vehicle service contract.
Does CarShield Really Pay For Repairs?
The vast majority of customers report no issues with CarShield paying for repairs. However, CarShield can deny a claim for the following reasons:
The specific part isn’t covered
The damage was caused by a non-covered part failing
The damage was due to a lack of maintenance
The damage is due to normal wear and tear
How To Cancel CarShield
To cancel a CarShield plan, you can contact CarShield’s customer service team at 800-587-4162. You will need to provide a written cancellation request and a notarized odometer statement to the contract administrator (American Auto Shield). You can also reach out to a customer service representative at CarShield.com for help.
You can get a full refund if you cancel within 30 days and haven’t used the plan. You’ll get a prorated refund based on the time and coverage used after that point. You can also transfer most contracts to secondary buyers if you sell your car.
Over 10,000 CarShield reviews on Google give the company an average score of 4.2 out of 5.0 stars. Similarly, over 28,500 CarShield reviews on Trustpilot rate the company 4.0 out of 5.0 on average.
Positive reviews for CarShield often mention paid claims, knowledgeable agents, and excellent customer service. On the other hand, some customers are disappointed when certain parts aren’t covered. Below are a few examples of positive and negative reviews.
Recent Positive CarShield Reviews
“I’ve had two claims paid without a problem. The [first] claim took less than 24 hours to finish and saved me $400. The second claim for my alternator was done the same exact day, and CarShield saved me $1,300. I have no complaints at all!” – Eliza P. via the Better Business Bureau (BBB)
“So far, CarShield has showed up to do exactly what it promised. I appreciate that [service] was timely, professional, and efficient.” – Michele via Trustpilot
Recent Negative CarShield Reviews
“My starter went out in my Infiniti Q56. They only want to pay $178 for a starter. Where in the world [can] you get an Infiniti starter for that price? I called the auto store local to me, and their price was $375. My total bill was $900 with the dealership. They will only pay $563.” – Gloria S. via BBB
“My fuel pump was cracked, and I ended up paying $1,400 for the repair because it was denied for coverage.” – Ni-Ni via Trustpilot
More than 65 percent of CarShield reviews on Trustpilot give the company 5.0 stars. Most negative CarShield reviews come from customers who are surprised when the company denies repairs. When choosing a vehicle protection plan, potential CarShield customers should carefully review their contract so there’s no question about covered repairs.
CarShield Mobile App Ratings
CarShield’s mobile app allows customers to view the details of their contracts from their phones. The app has over 250 reviews on Google Play and a 3.4-star rating out of 5.0 overall. CarShield’s app fares better on the Apple App Store with 3.7 stars from over 150 reviews.
CarShield: Best Value Extended Warranty
Considering CarShield’s plan options and affordable prices, we rate it the Best Value extended warranty company for 2022. CarShield can be an excellent option if you’re looking to stay within a steady monthly budget.
Other Recommended Providers
It’s always a good idea to get quotes from more than one company so you can compare pricing and determine what’s right for you. In our review, we found Endurance, CARCHEX, and Protect My Car to be industry leaders.
Endurance
Endurance offers five standard extended warranties plus a sixth plan that combines warranty coverage with regular maintenance coverage. The warranty company can cover over 250,000 miles and it accepts vehicles up to 20 years old. Endurance also has a solid reputation, with a 4.3-star rating from customers on Trustpilot. Read more in our Endurance warranty review.
CARCHEX
CARCHEX offers five extended warranties that come with extras like roadside assistance and trip interruption. In our CARCHEX review, we found the provider stood out of the pack for its A+ rating from the BBB and partnerships with industry authorities like Kelley Blue Book. CARCHEX can cover vehicles up to 200,000 miles.
Protect My Car
Protect My Car is known for great customer service. It has a 4.2-star customer rating on the BBB, which is very high for the industry. Protect My Car also has a 4.6-star rating on Trustpilot. What makes Protect My Car unique is its Ambassador maintenance plans. These plans cover 50 to 75 percent of all mechanical breakdowns plus a variety of maintenance services like oil changes and tire rotations. Learn more in our Protect My Car review.
FAQ: CarShield Extended Warranty
Is CarShield worth buying? If you’re able to easily cover expensive, unexpected car repairs out of pocket, you probably don’t need an extended warranty. However, if you’d rather keep your budget more predictable, a CarShield extended warranty is a great option.
How much does CarShield cost on average? According to our research, CarShield costs between $99.99 and $129.99 per month. When we reached out to CarShield for a quote on a 2017 Honda CR-V with 45,000 miles, our quote was $129.99 per month for an unlimited-term bumper-to-bumper plan.
What repairs does CarShield cover? CarShield covers mechanical failures on a wide range of parts in the engine, drivetrain, transmission, brake system, electrical system, suspension, and more. Its highest plan is similar to a factory warranty and only lists excluded components.
Is CarShield good? CarShield offers six warranty plans that range from comprehensive exclusionary coverage to a basic powertrain plan. Thousands of CarShield reviews rate the company with an average of 4.2 out of 5.0 stars on Google and 4.0 out of 5.0 on Trustpilot. CarShield is one of the most popular warranty companies in the industry.
Does CarShield cover brakes? CarShield plans cover parts in the brake system, but they don’t cover brake pads, shoes, or rotors. CarShield covers parts such as the master cylinder, power assist booster, and actuators.
Does CarShield cover towing? All CarShield plans come with 24-hour roadside assistance that includes towing to the nearest certified repair facility.
Does CarShield cover oil changes and other preventative maintenance? No, CarShield doesn’t cover oil changes and other preventative maintenance. However, this is typical for the industry. Most extended warranties don’t include maintenance coverage.
Does CarShield cover electrical problems? Yes, CarShield covers a variety of electrical problems under its Diamond, Platinum, and Gold plans. The Diamond plan covers the most electrical components, while Gold covers the least.
Are you looking to revamp your kitchen? There are some great reasons to start the process, including a new look and better functionality for your home. Whether you’re considering renovating because of space limitations or simply because you want a fresh start, there’s no better time than now. The promising news is that it doesn’t have to be as intimidating as you think; follow these steps, and search for “Kitchen renovations near me” to find the best renovators for your home.
Think about all the issues you have with your kitchen
Before you begin, it’s essential to list all the things you don’t like about your kitchen. Don’t worry if it feels like there are more than you can count. Many problems are connected and can be remedied by addressing them together.
What do you need the kitchen for? Is it just for cooking and eating, or will guests also frequent this space? Do children have access to the room, or does an elderly family member live with you and require extra accessibility? Think about who spends time in your kitchen regularly and any other special needs they may have (such as limited mobility).
How much time can you have to spend on renovations? If a complete renovation isn’t possible within your budget or timeframe, what smaller projects might work well (i.e., installing new countertops)? Are any upgrades worth investing in, even though they might take more time than expected (like replacing electrical outlets)? Think about the renovations necessary and get them done according to your budget. If you don’t have the funding to get everything done, then prioritise according to the necessity of the renovations.
Look at pictures to get inspiration.
If you need help figuring out where to begin, take some time to look at pictures of kitchens similar to yours. This can be an excellent method to get ideas on what works and doesn’t. It’s also easy to discover new products or trends that may catch your eye.
Next, look at images of kitchens that are different from yours. You never know when these might spark an idea for how you want yours to look. If you’re lucky enough for this method to work, it could produce some exciting results!
Finally, look at images with similar budgets as yours – chances are that other people have used those same budgets successfully and will have created some beautiful spaces!
Layout and pictures you like, time to draw up a plan
Now you’re ready to make a plan. Your renovator can do this by hand or with the help of a computer program, but either way, they’ll make sure that your kitchen is laid out efficiently and will suit your needs. They can do this using floor plan software, drawing up a sketch of the space and then scaling it down (if necessary), or bringing to life the imagination of how the room will look from different angles before drawing up plans on paper or digitally.
Before you can get started, there are some design choices you will need to make
It’s time to start thinking about what type of theme will work best for your kitchen. You can find a renovator by searching “Kitchen renovations near me” on Google. After you decide on a renovator, they will suggest some styles that go with the rest of your home’s decor, and you can choose one that suits your tastes. Some people like a sleek, modern look, while others prefer an eclectic style that mixes old with new. Whatever theme you choose, remember that this is a living space: When deciding which appliances and materials to use in your kitchen design, remember how they will look after years of usage.
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not affect our evaluations. Our opinions are our own. Here is a list of our partners and here’s how we make money.
The price you’ll pay for internet service every month depends primarily on the speed you need. Speed matters, especially if you work from home and need the bandwidth for video conference calls and something like three browser windows open with 30 tabs each. If you share the net with your family, you may need even more speed. That’s likely to require broadband internet service.
How much can you expect to pay for internet each month? A recent study provides a good benchmark as you price-shop for broadband providers and services.
First off, let’s make sure we’re talking about the same thing.
What is broadband internet?
Broadband internet is high-speed, always-on internet access. In the early days of going online, you would use a phone line to dial into the internet through a modem. You’d hop on, then off. These days, your internet connection is always on and likely feeding all kinds of devices in your home: computers, phones, TVs — maybe even your thermostat, security system and appliances.
Internet service can come into your home in several ways, according to the Federal Communications Commission:
The 2022 Broadband Pricing Index, issued in June 2022 and published by USTelecom, compiled data from the FCC and other public sources to determine the average national pricing of broadband internet. Internet service providers are required to file this data with the FCC.
The index considers internet prices and speeds from the 14 largest U.S. cable and telecom providers, which account for more than 90% of all residential broadband customers in the country[1].
How much does internet service cost per month?
The cost of internet is a bright spot in a time of economic challenge. The report concludes that prices have gone down in the past five years, while speeds have increased.
Even after adjusting for inflation, which has decreased consumer spending power by roughly 12% since 2015, the report says prices for the most popular internet service packages have dropped by over 44%, while speeds have increased by more than 127%. (Prices were measured in constant 2015 dollars to allow for an even comparison.)
Specific prices and details depend on the speed you’re willing to pay for.
Popular internet packages
The Broadband Pricing Index breaks prices into two groups: the most popular packages consumers buy and the highest-speed services.
For the most popular internet packages, the average price per month in 2022 was $36.33. The download speed provided in this top-selling category was 98 Mbps. Megabits per second, or Mbps, is a standard measure of internet speed.
Highest internet speed services
For the highest-speed internet packages, the average price per month in 2022 was $58.12.
In this category, the service provided downloads of 259 Mbps.
The FCC has developed a Broadband Speed Guide to help consumers determine their bandwidth needs based on typical online activities. The guide details the download speeds required for online tasks such as checking email (1 Mbps), telecommuting (5 to 25 Mbps) and downloading files (10 Mbps).
To determine the overall speed that may be required, multiply each activity by the number of users in a household.
Also, the FCC Household Broadband Guide shows how adequate internet service can depend on light, moderate or high use — in addition to the number of users or devices in use at a time.
This data, along with being aware of prevailing average monthly costs, can help you find a fair price for the internet service you need.
Solar panels cost, on average, about $16,000, or between $3,500 to $35,000 depending on the type and model. While solar panels can help save you money on energy costs, it’s important to know the overall startup solar panel costs so you can plan a budget.
Power Your Home With Solar
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Average Cost of Solar Panels
AVERAGE COST OF SOLAR PANELS
Average Cost
$16,000
Lowest Cost
$3,500
Highest Cost
$35,000
Cost of Solar Panels by State
Of course, solar panel costs and pricing estimates will vary by state and by region. Regions with higher usage and statistically more sunny days per year will typically have robust incentive programs built in place already, whereas other areas of the U.S. may not be seeing that level of development.
STATE
AVERAGE COST FOR 6-KW SYSTEM WITH 26% FEDERAL TAX CREDIT APPLIED
AVERAGE COST FOR GRID POWER (JULY 2022)
AVERAGE HOUSEHOLD KWH USE PER MONTH
DERIVED ESTIMATED YEARLY SAVINGS ASSUMING 100% SOLAR COVERAGE OF ELECTRICAL NEEDS
DERIVED ESTIMATED NUMBER OF YEAR TO “BREAK EVEN” ON INVESTMENT
Pennsylvania
$11,411
16.63 ¢/kWh
821.88
$1,640.14
6.96
Montana
$12,254
11.71 ¢/kWh
858.24
$1,206.00
10.16
Nebraska
$11,707
12.03 ¢/kWh
1,013.19
$1,462.64
8
Nevada
$10,922
13.50 ¢/kWh
970.67
$1,572.49
6.95
New Hampshire
$12,920
21.82 ¢/kWh
622.41
$1,629.72
7.93
New Jersey
$10,745
17.21 ¢/kWh
673.24
$1,390.38
7.73
New Mexico
$12,343
15.09 ¢/kWh
669.89
$1,213.04
10.18
New York
$11,766
21.88 ¢/kWh
599.78
$1,574.78
7.47
North Carolina
$10,390
12.03 ¢/kWh
1,040.83
$1,502.54
6.91
North Dakota
$10,031
12.54 ¢/kWh
1,085.26
$1,633.10
6.14
Ohio
$10,656
14.86 ¢/kWh
888.02
$1,583.52
6.73
Oklahoma
$10,854
13.35 ¢/kWh
1,078.20
$1,727.28
6.28
Oregon
$11,144
11.74 ¢/kWh
916.27
$1,290.84
8.63
Missouri
$10,701
14.24 ¢/kWh
1,027.74
$1,756.20
6.09
Rhode Island
$11,988
19.44 ¢/kWh
598.93
$1,397.18
8.58
South Carolina
$12,210
14.26 ¢/kWh
1,080.70
$1,849.29
6.6
South Dakota
$10,016
13.05 ¢/kWh
1,036.73
$1,623.52
6.17
Tennessee
$10,293
13.09 ¢/kWh
1,168.32
$1,835.20
5.61
Texas
$10,967
13.53 ¢/kWh
1,131.93
$1,837.80
5.97
Utah
$11,411
11.49 ¢/kWh
768.85
$1,060.09
10.76
Vermont
$12,299
20.24 ¢/kWh
567.13
$1,377.45
8.93
Virginia
$11,650
14.42 ¢/kWh
1,095.21
$1,895.15
6.15
Washington
$10,390
10.42 ¢/kWh
969.49
$1,212.25
8.57
West Virginia
$10,925
13.76 ¢/kWh
1,051.24
$1,735.81
6.29
Wisconsin
$13,009
15.59 ¢/kWh
694.24
$1,298.78
10.02
Wyoming
$10,626
11.81 ¢/kWh
869.33
$1,232.01
8.62
Illinois
$12,388
16.61 ¢/kWh
697.97
$1,391.19
8.9
Alaska
$9,956
24.25 ¢/kWh
552.29
$1,607.16
6.19
Arizona
$10,123
13.08 ¢/kWh
1,113.69
$1,748.05
5.79
Arkansas
$10,888
12.74 ¢/kWh
1,060.04
$1,620.59
6.72
California
$11,278
26.77 ¢/kWh
604.91
$1,943.21
5.8
Colorado
$12,654
14.52 ¢/kWh
711.1
$1,239.02
10.21
Connecticut
$11,500
23.37 ¢/kWh
702.76
$1,970.82
5.84
Delaware
$11,322
13.42 ¢/kWh
934.53
$1,504.97
7.52
District of Columbia
$11,633
13.78 ¢/kWh****
630.55
$1,042.68
11.16
Florida
$10,301
13.95 ¢/kWh
1,141.50
$1,910.87
5.39
Georgia
$11,722
16.02 ¢/kWh
1,081.17
$2,078.44
5.64
Hawaii
$14,474
44.81 ¢/kWh
537.15
$2,888.36
5.01
Idaho
$12,654
11.22 ¢/kWh
955.28
$1,286.19
9.84
Alabama
$10,142
14.99 ¢/kWh
1,144.77
$2,059.21
4.93
Indiana
$11,322
15.03 ¢/kWh
938.22
$1,692.17
6.69
Iowa
$10,478
15.61 ¢/kWh
865.03
$1,620.37
6.47
Kansas
$9,881
14.91 ¢/kWh
883.18
$1,580.19
6.25
Kentucky
$9,641
13.24 ¢/kWh
1,073.17
$1,705.05
5.65
Louisiana
$11,588
13.81 ¢/kWh
1,200.58
$1,989.60
5.82
Maine
$11,894
23.11 ¢/kWh
566.83
$1,571.93
7.57
Maryland
$11,500
14.28 ¢/kWh
964.17
$1,652.20
6.96
Massachusetts
$12,166
23.93 ¢/kWh
610.26
$1,752.42
6.94
Michigan
$11,855
18.03 ¢/kWh
675.6
$1,461.73
8.11
Minnesota
$12,787
15.15 ¢/kWh
774.81
$1,408.60
9.08
Mississippi
$13,442
12.35 ¢/kWh
1,146.33
$1,698.86
7.91
Cost of Solar Panels by Type
Monocrystalline Solar Panels
On average, monocrystalline solar panels (the most energy-efficient solar panel option) cost $1 to $1.50 per watt, meaning that outfitting a 6kW solar panel system (also known as a solar system) costs between $6,000 and $9,000.
Polycrystalline Solar Panels
Less energy-efficient than monocrystalline solar panels, polycrystalline solar panels cost $0.90 to $1 per watt, so outfitting a 6kW solar panel system would cost between $5,400 and $6,000 making it a more affordable option.
Thin-Film Solar Panels
On average, thin-film solar panels cost between $1 and $1.50 per watt, meaning that outfitting a 6kW solar panel system costs between $6,000 and $9,000. Thin-film solar panels are more inexpensive than their counterparts but require a large amount of space, and hence, are primarily used in industrial settings.
Solar Panel Installation Costs
Installing solar panels can cost anywhere between $15,000 and $25,000. This price will depend on location, with solar power costing more in regions farther from the equator, like Alaska, and costing less for sun-drenched regions and how many solar panels you’ll need.
Factors That Affect Solar Panel Costs
Multiple unique factors go into the price of solar panels, which are related to your electricity use and home. Check out the things to consider when calculating costs:
Solar Companies
The cost of solar panels is dependent on the solar panel company you choose. From the solar equipment system itself to installation costs to add-ons, the price will vary from company to company and the first step is to consider your options for the best solar companies.
Size, Weight, And Number of Panels
When assessing solar panel cost, the size, weight, and number of panels are things to consider. For instance, when determining how many solar panels you’ll need, there are a few pieces of information you’ll need to know:
How much energy your household uses
How much space you have on your roof
How many hours of sun your home gets, and the wattage and relative efficiency of the photovoltaic (PV) solar panels you’ll be installing
Once those are determined, you can begin to calculate the cost.
Federal Solar Tax Credit
Installing solar panels earns you a federal solar tax credit. That means you’ll get credit for your income taxes, which lowers your tax bill. You can qualify for the Investment Tax Credit (ITC) as long as your solar system is new or being used for the first time between January 1, 2006, and December 31, 2023. Unless Congress renews the ITC, it expires in 2024.
Type Of Panels
There are three main types of solar panels available for residential use. They are monocrystalline, polycrystalline, and thin-film. The most energy-efficient and best solar panels for home option, monocrystalline solar panels, cost $1 to $1.50 per watt. Less energy-efficient, polycrystalline solar panels cost $0.90 to $1 per watt. Thin-film solar panels cost between $1 and $1.50 per watt.
Solar Panel Manufacturer
Since solar panels come in varying quality, the cost can depend highly on the solar panel’s manufacturer. Although most manufacturers generally see similar cost ranges, the better the solar panel quality, the higher the price.
Efficiency
The efficiency of solar panels is determined by the amount of sunlight reflected on the panels’ surface, which is then transformed into electrical or thermal energy. Monocrystalline solar panels are the most efficient, but their price point is high because of their complex construction. Polycrystalline solar panels are simpler to create, making them less expensive than monocrystalline ones. Thin-film PV cells are easier and less expensive to produce but are the least efficient type of solar panel.
Location
Solar panel costs also vary by state due to local quoting trends and system size differences. States have different average system sizes and incentives, causing prices to differ from state to state.
Roof Pitch
Your roof’s characteristics, like the roof’s pitch, will also determine solar panel cost. Typically, your solar company will charge for the difficulty of the installation and having a complex roof will make your system cost more.
When to Install Solar Panels
Contrary to popular belief, winter is actually the best time to install solar panels. There is simply less demand for this service in winter, so the installation should cost less as a whole. Even if you live in a region that tends to be cloudy and/or chilly, your solar panels will still be able to generate energy and in some cases, will even generate more energy than they would in warmer months.
Installing solar panels during winter is, in addition to being cost-effective, and efficient. With solar installation companies doing fewer jobs in the off-season, your panels are likely to be installed faster and will be up and running in no time.
How Much Do Solar Panels Save?
Though solar panels cost money upfront, they can save homeowners money in the long term. The question of how much solar panels will save you depends on several factors, including the hours of daily direct sunlight available to the panels, the angle of your roof, and the size of your solar panel system. The most important factor in determining how much money solar panels will save you is your local electricity rates.
To determine how much money your solar panels will save you each year, calculate how much you spend on electricity annually (for reference, the typical American family spends about $1,450 annually on electricity). Then, determine your current utility rate, keeping in mind that utility rates tend to increase by 2.2% each year (yet another reason to install solar panels).
Use an online calculator to estimate your annual savings by plugging in information like your location, energy usage, and the current average price of solar panel installation in your area.
Although it is a significant investment, homeowners can benefit from lower utility costs once solar panels are installed. When paid for outright, solar panels can cost homeowners anywhere from $16,000 to $36,000. If you’re wondering how to pay for solar panels, there are several ways you can go about it.
Cash
Consider paying for solar panel installation outright in cash if you have the extra money in the bank. By owning your solar panels outright, you’ll be able to take advantage of the generous rebate and the tax incentive immediately.
Solar Loans
Solar loans allow you to finance the solar panels to help alleviate financial stress. Plus, you can have the panels installed and start using them to power your home right away with little to no money down. The payment plan will involve monthly payments over a period of time with interest added.
Solar Leases or Power Purchase Agreements (PPA)
In some states, homeowners can lease solar panels or finance them through what is known as power purchase agreements (PPAs). These leases or PPAs mean a third party will own and install the solar panel system on your roof while you pay that party for your energy each month. Some PPAs will lock you in for a set rate, but some have a payment schedule that rises each year.
Cash-Out Refinance
If you are refinancing your mortgage, consider a cash-out refinance. This allows you to extract cash from your home’s equity, which homeowners often earmark for needed home improvements or to pay down other debt.
Home Equity Line of Credit (HELOC)
Another alternative financing option is a home equity line of credit (HELOC). This allows you to tap into your home’s equity and use it as a lower-interest credit card so you can access cash for home projects.
Renting
Renting solar panels allows you to harness the power of alternative energy at a low monthly rate—only available through Tesla. However, it’s important to note you do not own these panels, so you will not receive any tax advantages or rebates from them.
What Does the Solar Panel Installation Process Look Like?
To better understand the installation process, it is recommended that you speak to a solar energy consultant, especially since there are many things to consider regarding solar power for your home. For instance, a consultant can direct you on all the details of solar panel installation.
Check for Compatibility
To begin the solar panel installation process, you’ll have to ensure your home is ready for a solar energy system. First and foremost, your roof needs to be large enough, your electrical panel needs to be up to date, and, most importantly, in good shape, so you won’t have to be replaced soon.
Select the Size
Once you’ve determined that your roof is compatible, it’s essential to plan out what you would like your system to provide. Whether you want energy to run lighting or a few appliances or create enough energy to sell some back to the power company or anything in between, this will determine the system’s size.
Get Permits
Before your installation, ensure you have the proper permits from your localities. The most time-consuming parts of the project are often waiting for the permits to be approved and scheduling the subsequent inspections.
Apply for Incentives
You’ll want to consider incentive programs to make the most of your solar investment. These vary by locality and state. Even federal incentives can change from time to time. It would help if you also looked into tax credits, rebates or grants from multiple sources to offset costs. Apply for these incentives before starting physical work.
Preparation
Since solar panel requirements vary depending on needs and locations, you’ll want to order your project’s unique solar panel components all at once to ensure all the materials are compatible and to be as prepared as possible.
Installation
Once everything is properly in place, it is time for solar panel installation. Install the racking system, the panels, the heat sink, the charge controller, the battery bank, the power inverter, and the energy meter. Next, double-check all wiring before connecting the energy system to the energy panel to complete the process.
Bottom Line
Solar panels can generate major savings if you’re trying to reduce your electricity costs, carbon emissions, or both. The primary factor in determining how much money a solar panel system will save you, in the long run, is the cost of electricity, which can vary significantly based on your location.
If you live in a region with middle- to upper-level utility rates, you can pretty much guarantee that a solar panel will save you big bucks over time. Solar panels tend to be worth the investment as long as you go about the installation process wisely.
When temperatures plummet, the chances of your pipes freezing are eminent. In wintertime, burst pipes are one of the most common causes of property damage, causing thousands of dollars in water damage. Pipes in unheated interior spaces, like your attic, garage and basement, are almost waiting to freeze during frigid weather. Pipes that freeze the most frequently include:
Exposed pipes, such as swimming pool supply lines and water sprinkler lines
Water pipe supply lines in unheated areas like basements and garages
Pipes that run against exterior walls without insulation.
The good news is there are some ways to prevent pipe freezing without spending too much money or time. Read on to learn how to prevent your pipes from freezing and thaw them properly if they do.
The moment temperatures start to drop outside, you should start taking preventative measures to protect your pipes from freezing. If you missed these preventive measures, you could recognize freezing pipes when you notice reduced flow at faucets – that’s the first sign of icing forming in the pipes. So, here are some steps you can take to winterize your pipes and prevent this from ever happening:
1. Keep the Garage Door Closed
If you have any water supply lines in the garage that aren’t insulated, keep the garage door closed as much time as possible. This will also help maintain the heat inside the house and prevent your heat energy bills from skyrocketing.
2. Leave the Faucets Running for a While
For any of your faucets served by exposed pipes, letting the cold water drip from the faucet can help prevent freezing. When you’re running water–even at a trickle–the constant flow of water prevents the pipes from freezing in the first place.
3. Keep a Steady Thermostat
Try to maintain your thermostat at a comfortable temperature that works day and night. When your pipes experience a cold snap, they’re more likely to freeze. The same goes for your thermostat if you plan to leave for the winter. Leave the house’s temperature at no lower than 55° F.
4. Seal Cracks
Spend some time looking over your property and seal or caulk any cracks that can let cold air through. Be particularly meticulous in places where pipes run from inside to outside the home, like the water pipes.
5. Drain Outdoor Faucets
Be sure to close and drain any outdoor faucets. Ideally, you want to protect these using faucet covers throughout the winter months. You might also want to disconnect garden hoses and shut off the water from pipes leading to any outside faucet.
Preventing Frozen Pipes While You’re Away
If you’re planning to spend the winter somewhere else, don’t forget to winterize your home. Before you leave, take measures to prevent pipe freezing, such as:
Adjust the thermostat: Leave the thermostat no lower than 55° F and replace the batteries in your thermostat to ensure it stays on while you’re away.
Ask for help: Reach out to a friend or neighbor to check your house to make sure it’s warm enough to prevent freezing.
Shut off the water supply: Shut off and drain the water system. Keep in mind that your sprinkler system and fire protection might be deactivated when you shut off the water, so take precautions there as well.
The Right Way to Thaw Frozen Pipes
If you discover frozen pipes, inspect all the water supply lines to see any breaks or cracks. If you find broken pipes, turn off the main water supply to the house. Immediately call a professional plumber for assistance to prevent pipes from bursting and potentially causing damage.
For frozen pipes without cracks or breaks, you can safely thaw pipes yourself. Your first step should always be to open the faucet for the affected pipe. Even if there’s only a trickle of water coming out, water flow can help slowly thaw the pipe.
Different Ways to Thaw Exposed Pipes
Wrap a section of the pad using an electric heating pad.
Aim a hairdryer on high at a section of the pipe. Keep aiming the hairdryer at different areas of the pipe until you see most of the ice melt away.
Wrap the pipe in heated, dampened towels. Keep whanging the wraps as they lose heat. Although this might be a slower approach, it’s often considered the safest option, especially if you can’t tell if the pipe is broken.
Place a portable space heater next to the pipe. Move the space heater to different sections of the pipe until the water pressure returns to normal.
As tempting as it might be, do not use a device with an open flame; the high heat can damage the pipes and cause a burst, especially if there’s a crack in the pipes. Simultaneously, if any of your pipes bursts, you want to shut off and drain the water system.
Different Ways to Thaw Enclosed Pipes
Turn up the thermostat inside the home. Higher temperatures can help thaw any pipes located inside the walls or crawl spaces.
If needed (and possible), cut out a section of the wall to access the pipes. Use any of the same methods to thaw exposed frozen pipes.
If you cannot reach the frozen pipes or can’t locate the frozen area, it is always best to call a licensed plumber to help you with the process. Frozen water pipes can present a potential hazard if not thaw properly.
Permanent Pipe Freezing Protection Solutions
A more long-term solution to prevent pipes from freezing is to add insulation to spaces like attics, basements and other crawl spaces. Even if the climate where you live does not often have freezing conditions, pipe insulation is a relatively inexpensive project that can protect your pipes. In these cases, wrapping pipes in heat tape or heat cables with a thermostat control can help prevent freezing pipes in the long run.
Another option is replacing outdoor faucets with frost-proof options or rerouting pipes away from cold spaces inside the home. This latter option can be a more expensive and permanent solution but can be helpful for homes that usually experience frigid temperatures.
For cold spaces, consider adding supplemental heat, such as a space heater, to rooms where pipes might be at risk of freezing. Placing a portable space heater in attics and basements can help bring supplemental heat to these areas without straining your thermostat.
A foundation inspection can help identify potential foundation issues and prevent expensive foundation replacement costs. Foundation inspections typically cost between $300 and $800 but more complex and bigger foundations can cost between $1,000 and $3,000. On average, a foundation inspection will cost around $600.
Average Cost of Foundation Inspections
Average Cost
$600
Highest Cost
$3,000
Lowest Cost
$300
What Is a Foundation Inspection?
During a foundation inspection, a structural engineer will look for signs of damage, like cracks and moisture. An inspector will also check whether the home remains level or if it has started to sag or settle. The inspector will create a report that can outline a course of action if your foundation needs repairs. If work is needed, the inspector will provide a quote.
Foundation inspections can also occur prior to the construction of a new foundation and following the installation of a foundation. These inspections typically verify that the foundation meets all code requirements, is plumb, and will properly support the weight of your home.
It’s important to note that a foundation inspection differs from a home inspection. Home inspectors aren’t certified structural engineers and can’t analyze a foundation like a structural engineer. Home inspections cover foundations, as well as structural items, life, and safety issues, electrical systems, and HVAC systems. Home buyers hire home inspectors prior to purchasing a home
Several things can affect the cost of a foundation inspection. The primary things to consider are:
Home size and complexity
Home location and proximity to fault lines
Foundation type and material
Accessibility to foundation
Structural engineer rate
Foundation Maintenance Costs
When it comes to maintaining a foundation, most of the maintenance costs involve keeping a foundation free from moisture. Foundation maintenance costs can include repairing minor cracks with cement mix or epoxy. Other maintenance costs can include replacing or installing insulation. Concrete slab foundations and crawl space foundations have different moisture management considerations.
Foundation maintenance includes properly maintaining gutters and gutter drains so they move water away from the foundation.
The slope of your lot can affect how and where water will drain. It might require some water management to keep moisture from draining to your foundation.
Keep shrubs properly trimmed because taller foliage can need more water, which can get closer to your foundation. Shrubs can also attract pests, which can damage crawl space foundations.
Keep an eye on tree roots so they don’t encroach on your foundation. Tree roots can damage foundations and cause cracking.
If you have a basement, you might need to have a sump pump to properly manage any water that can creep into your basement.
When to Consider a Foundation Inspection
Common scenarios where you should consider a foundation inspection include when you’re selling a home, buying a home, constructing a new foundation or notice signs of damage to the foundation.
Getting a foundation inspection before you put your home on the market can be a smart, proactive idea to avoid any potential issues during a sale. A foundation inspection can provide assurance for you and any potential buyer.
If you’re in the market for a home, it’s a smart idea to get a foundation inspection. The foundation supports the entire house, so it’s important to have a properly maintained foundation before you make one of the biggest purchases in your life. A foundation inspection can especially help if you’re purchasing an older home.
If you’re building a new home or foundation, you’ll need to get a foundation inspection to ensure it meets building codes and can sufficiently support the weight of your home. A foundation inspection is a good check before home construction because building a home on a poor foundation is a disaster waiting to happen.
If cracks start to appear in your foundation or if you start to notice moisture, it’s a good idea to get an inspection. Doing so can help pinpoint the trouble spots and suggest a course of action to repair the problem. The inspection can potentially save you money if it’s determined the foundation can be repaired instead of replaced.
Signs of Foundation Problems
Signs of foundation problems can be easily noticeable or hard to detect. Knowing what the smaller signs look like can help you nip the problem in the bud. Foundation problem signs can include:
Doors and windows that no longer openi and close properly: Windows and doors that have trouble operating smoothly can signal that a house has settled or the foundation has become unlevel.
Cracked tile: Cracked tile inside your home can mean an uneven surface or a sagging foundation.
Cracks in walls: Cracks that zig-zag can signal foundation issues. Bowing walls: Walls that appear to pull away from the house can mean a seriously damaged foundation.
High humidity levels: High humidity levels don’t necessarily signal a foundation problem, but humidity can lead to things like mold and rot, which can destroy pier and beam foundations.
Water: Any kind of water around your foundation or in your foundation can lead to catastrophic problems.
Bugs: The appearance of bugs, especially in pier and beam foundations can signal the start of foundation issues, especially if those bugs lead to bigger pests that like to chew on wood.
Crooked chimney: A chimney that looks crooked can result from a home settling unevenly and mean foundation problems.
Exterior cracks: Zig-zag cracks on the exterior of your home should get addressed because they can lead to house shifting problems, depending on the size of the crack.
Rotting wood: With pier and beam foundations, rotting wood can mean you’ve got mold issues that need immediate remedy.
Nails protruding from drywall: Nails popping out of drywall can signal a foundation issue if they popped out due to an increase of weight in that area due to a shifting house.
How to Hire a Foundation Inspector
Structural engineers typically perform foundation inspections. The National Council of Structural Engineers Association can serve as a resource and help find local structural engineers for this process. When hiring a foundation inspector, look for one who will provide an objective report that provides a detailed repair plan. Some foundation inspectors will provide free inspections with limited descriptions of the issues.
It’s also best to look for a structural engineer. You can check with neighbors who have used one in the past or you can check with your local building officials for suggestions. After you find a few possibilities, read online reviews and ask for a sample report to see the level of detail they go into.
It’s a good idea to check professional affiliations, certifications and licensure before choosing a foundation inspector. Local inspectors will have more knowledge of the area, which is especially important if you live in an area that experiences earthquakes or flooding.
How Long Does a Foundation Inspection Take?
A foundation inspection can last two hours or less, depending on the state of the foundation, size and complexity. An inspector usually uses some of the time to talk to homeowners to discuss the history of the home and any prior issues. An inspector will also typically provide a brief analysis following their inspection and will send a detailed engineering report within a few days.
Questions to Ask During a Foundation Inspection
When you have a foundation inspection schedule, it’s a good idea to have some questions in mind.. Helpful questions include:
How much does the inspection cost?
What will the report include?
Have you inspected home styles like mine?
What types of foundations have you inspected?
Do I need to be present for the inspection?
What kind of access do you need?
How long will the inspection take?
What kind of documents do you need to look at?
How soon can I expect the report?
Can you recommend some foundation repair contractors?
Do you have a license and insurance?
Do I need permits and engineering to begin repairs?
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The combination of widespread lockdowns, cabin fever, and super-low interest rates over the past year has made refinancing for a remodel a great option for many homeowners.
The summer of 2020 saw a 60% increase in remodeling inquiries on the popular site Houzz.com compared to 2019. For those interested in financing part or all of a remodel, a cash-out refinance is a solid option thanks to rates that — while higher than they were earlier this year — are still historically low.
Refinancing for Home Improvements: How it Works
Homeowners commonly use refinancing to snag a lower interest rate or to shorten the mortgage term (or do both, ideally). Both of these tactics, and especially when combined, can help to reduce the interest you pay over the loan’s life.
For some homeowners refinancing is a way to free up money by turning home equity into cash during the refinance process. This is called a cash-out refinance or cash-out refi.
A cash-out refi means taking a new loan to replace your original mortgage. If you take a new loan that’s larger than what you owe on the home, then you can pocket the remaining cash.
“If you have a $500,000 home and you owe $250,000 on it, you could do a cash-out refinance where you take $50,000 of equity out and turn that mortgage into a $300,000 mortgage. You now owe $300,000 on your $500,000 home, and the bank who gave you the mortgage pays you the difference,” says Arthur Knouse, Realtor at Keller Williams in Santa Fe, New Mexico.
Consider the Cost of Refinancing
While many homeowners can reap big savings on interest via a refinance, it’s important to note the process isn’t free.
“The thing to be aware of is the lender fees, title fees, and some other costs that come along. So you want to make sure that the amount of money you’re taking out makes sense with the associated costs,” says Knouse.
A new, more expensive mortgage is a big commitment, and some may feel wary of the idea of restructuring their current loan. While the cash-in-hand you’ll receive is important to consider, another prime concern is the new mortgage.
“One rule of thumb I have is that people should think twice about a refinance unless there’s a minimum of a point difference in the interest rate. If someone has a 4 percent interest rate, you should be able to get a 3 percent rate or lower,” says Curt Davis, founder of RealEstateWealthCoaching.com, a real estate investing firm.
The closing fees that come with refinancing are often substantial — 3 to 6 percent of the total loan amount. But that’s not necessarily a dealbreaker for cash-strapped homeowners who are looking for ways to refinance a badly needed home improvement project.
“If you have enough equity, sometimes you can roll the cost of refinancing into the new loan. So, in theory, you could do it with no money out of pocket. But it will add more to the loan,” says Davis.
Pros and Cons to Cash-Out Refinancing For Home Improvements
The purpose of your home improvement is the first thing to consider when looking into a cash-out refi. People decide to undergo home improvements for different reasons, says Dr. Jessica Lautz, VP of demographics and behavioral insights at the National Association of Realtors.
“One is to improve the home that they’re living in, such as upgrading worn-out furnishings or materials to improve liability and functionality within the home. The second is if there are also items within a home that a potential seller needs to fix up before putting the home on the market,” says Dr. Lautz.
Having a clear goal in mind is central to deciding if a cash-out refinance is right for you. Every bit of equity that you turn into cash must be paid back. Although it can be a helpful resource for home improvements, restructuring a mortgage can also work against you.
Advantages
Mortgage and refinance interest rates are still on the low end right now. If you signed on to your original mortgage when interest rates were higher, then you could get a cash-out refi with lower interest.
If the cash is for home improvements, it should increase your home equity. It’s helpful to research improvements that carry the widest appeal, so you can recoup the cost of your investment. This is especially true if you plan to sell.
“A kitchen upgrade or a full kitchen remodel actually only recoup about 50%,” says Dr. Lautz.
On the other hand: “New wood flooring recoups 106 percent. A hardwood flooring refinish recoups 100 percent. People really like those new floors. They look beautiful in photos. They look beautiful once you enter the home, and they are also something the homeowner can really enjoy, as well,” continues Dr. Lautz.
Disadvantages
The fees you pay when refinancing a mortgage are based on the entire loan, not just cash you’ll get back. So expect to pay thousands of dollars during the process. If the improvements you want are not expensive, then a cash-out refi might not be the right option, and you can find less expensive ways of financing the improvements.
Another concern is if you plan to sell soon. A cash-out refi means you’ll be taking a mortgage that is more than what you currently owe. You’ll also have to account for the fees. If you want to put the home on the market soon, make sure you have enough time to recoup these new expenses.
Refinancing Vs. HELOC Vs. Home Equity Loan For Home Improvements
A cash-out refi for home improvements works well when interest rates are low, and a substantial amount is needed for the improvements. If interest rates were high, you might want to keep your current mortgage and explore other options.
When you use a cash-out refinance, you get all of the money as a lump sum. If you don’t know exactly how much you’ll need for the improvements, then you might take too little or too much. If any of these issues describe your situation, other financing options exist for home improvements.
Home Equity Loan
Also known as a second mortgage, a home equity loan allows you to take a new loan against your home while keeping the first mortgage as is. This option is good for homeowners who want a large sum of money at one time but don’t want to alter the original mortgage. Keep in mind the interest rate here may be less favorable.
“With a second mortgage, the terms can vary, but the rate is typically higher than a first mortgage because your second mortgage is in second position. In the event of a foreclosure, the primary mortgage gets paid off first. If there wasn’t enough money to pay off both mortgages, the second mortgage might not be paid off. So that’s why you have the higher rate,” says Knouse.
“People will basically use it as a credit card to pay off bills and things like that. It’s a lot more flexible than a second mortgage, where you don’t have as many options,” says Knouse.
A HELOC allows you to only take the money you need, so this option could be good for homeowners with ongoing home improvement projects. This option also means you won’t have to change the current terms of your mortgage.
How to Choose the Best Option
If you’re looking to finance a home improvement right now, current interest rates make cash-out refinancing the most attractive option.
Not only can you pull equity out to pay for home improvement, but you may also lower your current interest rate at the same time. “Using the cash from a refinance to increase the value of your home is one of the best uses of that money,” says Davis.
Refinance mortgage rates are better than HELOC or home equity loan rates. “It’s probably the best interest rate you’re going to find. Especially right now, when interest rates are low historically. I think that’s the biggest plus side — you can borrow much more cheaply than through other means,” says Knouse.
Interest rates bottomed out in January. Since then, they’ve been on the rise. So if you’re going to refinance for home improvement, now’s the time.
Here’s how to do it:
Step 1: Click here or select how long you’ve lived in your home below
Step 2: Complete the form on the next page to immediately check your eligibility
Use our guide to find the best home warranty for you. Our research team vetted 24 companies rated by more than 36,000 customers. We compare coverage options, service fees, repair guarantees, availability, and verified reviews.
Our 7 top home warranty picks
Below, compare our picks for the top home warranty companies by plans, pricing and other features. Premiums are based on quotes for a house of less than 5,000 square feet in Austin, Texas. For more information about how we made our top picks, read the methodology below.
Our pick for value: American Home Shield
Our pick for quick service: Choice Home Warranty
Our pick for roof coverage: Select Home Warranty
Our pick for low service fee: American Residential Warranty
Our pick for easy claims process: Cinch Home Services
Our pick for service guarantees: America’s 1st Choice Home Club
Our pick for low starting costs: HomeServe
American Home Shield is our top home warranty provider pick because it has excellent reviews and some of the most comprehensive coverage on the market. AHS does not require a home inspection, and you can get a plan at any time, regardless of the age of your home’s systems and appliances. For the price, it’s one of the better options.
What reviewers like: Several positive reviews highlight the company’s prompt services. “AHS is easy to deal with. We just call them and they do the work in the background. We’re so busy, so it really helps our lifestyle,” a reviewer in South Carolina said.
“We’ve used them at least three times for air conditioners, refrigerators, and electrical. And everyone and the people that have come out have been fantastic,” a reviewer in California said.
Other reviewers say AHS is “very simple” to use and offers a “one-stop plan” for homeowners.
Plans and pricing: Plans from AHS cost $29.99 a month to $69.99 a month. Depending on your plan, service fees are $75, $100 or $125.
ShieldSilver: This plan covers 14 major systems, including heating, cooling, electrical and plumbing.
ShieldGold: This plan covers 23 appliances and systems, including kitchen and laundry equipment, heating, cooling, electrical and plumbing.
ShieldPlatinum: The most comprehensive plan includes everything covered under ShieldGold, plus roof leaks and more.
Optional add-ons: AHS offers an electronics extended warranty and add-on coverage for pool and spa, well pump, septic pump, guest unit and roof leak repairs.
Choice Home Warranty is known for its network of professional technicians and customer support. The company works with more than 25,000 contractors across the country and says it has covered more than a million homes and processed more than 4 million service requests. Choice starts a service response within four hours of a request.
What reviewers like: Happy customers highlight professional and prompt repair technicians. According to a reviewer in Florida, scheduling through Choice’s website is the “best and fastest way to get service.”
“Two technicians arrived when scheduled — quickly determined what need to be done, and explained repairs to me,” a reviewer in Oregon said. Another Florida reviewer said the company “came out promptly and went above and beyond.”
Plans and pricing: Choice Home Warranty plans cost from $46.83 per month to $54.75 per month. All plans come with a flat $85 service fee. Coverage lasts for one year — expect to pay a $50 cancellation fee if you cancel early. However, you can transfer the contract for free.
Basic Plan: This plan covers 14 systems and appliances, including heating, electrical and plumbing.
Total Plan: The Total Plan includes everything in the Basic Plan and adds coverage for your washer and dryer, refrigerator and air conditioning system.
Optional add-ons: Choose from pool and spa, well pump, sump pump, central vacuum, limited roof leak, septic system, second refrigerator, stand-alone freezer and septic tank pumping coverage.
Of the home warranty companies on ConsumerAffairs.com that offer roof leak coverage, Select Home Warranty has the highest percentage of 5-star reviews that mention roofs.
Select Home Warranty’s roof leak coverage pays out if there is a leak in any occupied area of your home. It has some exclusions, including metal roofs, chimney components, shingles, tiles, and patios.
The roof coverage add-on is $99 annually, but the company often runs specials for free roof coverage when you buy any plan. You can also get a discount for signing up for multiple years of protection.
What reviewers like: Recent positive reviews highlight Select Home Warranty’s value and coverage. “Great price offering with the inclusion of roof and sprinkler systems, which are all increases with other home warranty companies,” a reviewer in Texas said.
Paying for a plan annually “is the best way to go” because it comes with “an additional 12 months plus the roof leak coverage for free,” according to a reviewer in Maryland.
A reviewer in California switched from First American Home Warranty to save money: “Select Home Warranty was quite competitive with cost. … They also offer more covered services like roof leaks and lawn sprinklers. The sales agent was informative but not pressuring and very knowledgeable.”
Plans and pricing: Select Home Warranty offers three plans, with prices ranging from $57 per month to $63 per month. You can reduce your premiums by paying annually instead of monthly. Select Home Warranty allows an unlimited number of repairs on covered items on each plan.
Platinum Care: Select Home Warranty’s most popular warranty plan covers 18 major items, including ductwork, plumbing, kitchen appliances, and more.
Bronze Care: This plan only covers appliances, such as the garbage disposal, dishwasher, refrigerator, stove and oven and clothes washer and dryer.
Gold Care: This system’s coverage includes air conditioning and cooling, the water heater, ductwork, heating, plumbing, and electrical.
Optional add-ons: Add coverage for a pool pump, central vacuum, sump pump, well pump, roof leak, stand-alone freezer, lawn sprinkler system or septic system.
At $55, American Residential Warranty’s service call fee is one of the lowest. We like that the company is transparent about rates and fees, but some plan options vary slightly by state.
One potential downside is that some appliances’ annual limits are relatively low (capped between $300 and $500 for certain items). It’s best to contact the company for the most accurate pricing and coverage information in your area.
What reviewers like: What stood out to us was the high frequency of happy customers who say customer service representatives go above and beyond. Recent reviewers describe reps as “very professional,” “helpful” and “respectful.”
A reviewer in Tennessee said their customer service rep “was knowledgeable and thorough. She even followed up …” American Residential Warranty is also “consistent with their promises of services,” and prices are competitive, according to the reviewer.
Plans and pricing: American Residential Warranty plans cost from $34.99 per month to $124.99 per month. You can select from Heating & Cooling, Kitchen Plus, Platinum, Platinum Premier and bundle packages with extra coverages.
Heating & Cooling: For $39.99 per month, coverage includes HVAC, plus the electrical system and humidifier.
Kitchen Plus: For $34.99 per month, coverage includes your range, oven and cooktop, exhaust fan, refrigerator, dishwasher, built-in microwave, water heater, electrical system and garbage disposal.
Platinum: For $49.99 per month, this plan combines Kitchen Plus and Heating & Cooling plan coverages.
Platinum Premier: For $59.99 per month, this includes everything in the Platinum plan, plus plumbing system and stoppages, refrigerator ice maker, garage door opener, ceiling fans and ductwork.
3-in-1 Bundle: For $109.99 per month, you get everything in Platinum Premier, plus washer and dryer coverage, the Deluxe Advantage package with extra coverages and Ultimate Electronics Protection.
4-in-1 Bundle: For $124.99 per month, you get everything in the 3-in-1 Bundle, plus coverage for sewer and water lines.
Optional add-ons: You can add coverage for your washer and dryer, well pump, water or sewer lines, ice maker, pool and spa, and electronics. The A/C Advantage add-on covers refrigerants and leaking coils, and the Plumbing Advantage plan adds on to existing plumbing coverage. Other add-ons are available.
With Cinch Home Services, you can submit a claim through the company’s online portal or over the phone 24/7. After you request service, the company sends a professional technician to your house to complete repairs. You can expect Cinch Home Services to contact an independent contractor within two hours after you request service.
We like that Cinch repairs have a 180-day workmanship guarantee, which is longer than the industry average. Customers can get discounts when they buy new brand-name appliances.
What reviewers like: Submitting claims “is the easiest thing ever,” according to a reviewer in Virginia. “It was so easy because I don’t have to call anybody. I just go online. I submitted a claim on a Sunday night and at 7 a.m. the following day, I got a call.”
“Cinch works with you,” according to a reviewer in Louisiana. “They understand everything that you are going through and they’re very willing to help.”
Plans and pricing: Cinch Home Services has three straightforward options: an appliances plan (starting at $27.99 per month), a systems plan (starting at $32.99 per month) and the Complete Home plan (starting at $39.99 per month). Service call fees are $100, $125 or $150. Each plan includes a water sensor to detect leaks and a credit for an air conditioner or water filter.
Appliances: This plan covers washers and dryers, cooktops, dishwashers, ovens, ranges and range exhaust hoods, refrigerators, free-standing ice makers, built-in microwaves and trash compactors.
Built-in Systems: This plan covers air conditioning (including ductwork), attic and ceiling fans, central vacuums, doorbells, garage door openers, garbage disposals, instant hot/cold water dispenser, toilets, sump pump, water heater, electrical system, heating system, plumbing system, smoke detectors and a whirlpool or jetted tub.
Complete Home: With the Complete Home plan, you get everything in the appliances and systems packages, plus a one-time annual reimbursement of up to $500 if you have to pay a deductible on a homeowners insurance claim.
Optional add-ons: You can add pool, spa, septic system and well pump coverage. The optional Premier Upgrade Package provides up to $1,000 toward typically excluded items for a repair or replacement.
America’s 1st Choice Home Club has a service guarantee even longer than Cinch’s. In fact, it has the longest service guarantee period of any company we’ve seen.
Clients can request service as often as they need without limits on the number of claims. Requesting frequent service also doesn’t affect your rate. New customers get a five-year guaranteed rate on coverage.
What reviewers like: Recent positive reviews tend to highlight customer service and value. A reviewer in Connecticut likes the “little extra peace of mind on the new home that we are buying. I also appreciated the professionalism and being able to get a lower rate than online!”
A reviewer in Florida appreciated that a rep didn’t try “to sell us more than we needed or wanted and only what was most important to us.”
Plans and pricing: AFC has four plans, including one just for major systems. The plans cost from $32.08 per month to $55 per month. Service fees are $75, $100 or $125. You can choose to make monthly or yearly payments. A $75 fee may apply if you cancel before your term ends.
Systems Plan: This plan includes coverage for your air conditioning and cooler, water heater, ductwork, heating and electrical systems and plumbing.
Silver Plan: The Silver Plan covers your kitchen refrigerator, oven and range, dishwasher, garbage disposal, washer and dryer and garage door opener.
Gold Plan: This plan combines coverage from the Systems and Silver plans.
Platinum Plan: The Platinum Plan covers everything in the Gold Plan, plus plumbing stoppages, a built-in microwave and an ice maker.
Optional add-ons: You can add coverage for a sump pump, hot water dispenser, stand-alone freezer, septic system, tankless water heater and pool and spa.
HomeServe makes it easy to get coverage for a few specific items for a relatively low cost. You can find plans starting at $7.99 per month and combo plans with an average price of $58.33 per month. HomeServe offers a convenient app for tracking and scheduling repairs.
With a plan, homeowners don’t have to worry about finding a contractor, getting multiple bids or paying the final bill. Some plans come with a 90-day repair guarantee. Other repairs are guaranteed for a full year.
What reviewers like: Highlights from recent positive reviews include affordable premiums and quick response times.
“Having HomeServe has saved us more than we’ve spent on the bimonthly premiums. They have never failed to respond immediately when we call and have only sent really good contractors to unclog a sink, toilet or laundry line,” a reviewer in Kentucky said.
According to a reviewer in South Carolina, “It’s the best program to protect yourself and your household against any home disasters.”
Plans and pricing: Depending on the coverage you choose, expect to pay anywhere from $7.99 per month to $58.33 per month. Coverage can include the major components of plumbing, heating, cooling and electrical systems.
Plumbing plans: Plumbing plans can cover sewer and septic lines, exterior water service lines, interior plumbing and drainage systems.
Electrical plans: Electrical plans offer coverage for exterior electrical lines, interior electrical lines and surges.
Heating and cooling plans: Heating and cooling plans can cover your heating system, water heater and interior and exterior gas lines.
Combo plans: HomeServe has multiple combo plans, including the TotalHome Warranty Combo, which covers systems and appliances, and systems-only and appliances-only plans.
